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Open Today · 8:00 AM - 10:00 PM  ·  0+ Years Serving Sacramento

Payday Loans in
Sacramento, CA

📍 1742 Watt Ave, 95825, 95825
📞 (916) 619-4009
⏰ Apply in-store 8:00 AM - 10:00 PM
🏢 0+ years in business
📅 Open on weekends
💻 Online applications 24/7
💵 Payday Loans
💵 Installment Loans
Apply Now →
No Hard
Credit Check
🏦
Flexible
Terms & Rates
💵
Fast
Cash Access
Store Details

Visit Cash Day USA Store in Sacramento

When unexpected expenses arise, Cash Day USA offers a fast solution available to all adult California residents. Our loan store in Sacramento is conveniently located just north of Arden Way, next to Safeway and Dave’s Hot Chicken, making it easy to reach us. Submit your application in just a few minutes and receive an instant decision with no credit check needed. Funds might be available the same day. We review all applications regardless of credit history, so you can get quick assistance, even with bad credit.

📌 We are located 1742 Watt Ave, 95825.

Cash Day USA Sacramento

1742 Watt Ave, 95825, Sacramento, CA 95825

💼
Services
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Our Team
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Store Information

● Open Now
📞
🕐
Business Hours
Sunday Closed Monday 8:00 AM - 10:00 PM Tuesday 8:00 AM - 10:00 PM Wednesday 8:00 AM - 10:00 PM Thursday 8:00 AM - 10:00 PM Friday 8:00 AM - 10:00 PM Saturday 8:00 AM - 10:00 PM
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Services Provided
Payday Loans, Installment Loans
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Branch Manager
LS
Logan Smith
Branch Manager, Sacramento CA
What We Offer

Loan Products Available In-Store

Cash Day USA in Sacramento offers several loan options to help residents with a wide range of urgent financial needs.

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Payday Loans

$255

Residents of Sacramento can request a payday loan up to $255 to bridge financial gaps before their next paycheck. Repayment periods range from 14 to 31 days. This loan is ideal for small emergencies and urgent needs, such as minor repairs, unforeseen bills, and medical costs.

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Installment Loans

$5,000

For larger expenses, installment loans provide up to $5,000 in financing with predictable monthly payments over up to 24 months. This makes repayment more manageable. An installment loan is an ideal solution for those who need money for a big purchase or long-term financial project.

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How It Works

Follow 3 Simple Steps to Get Your Loan

Getting a loan at our Sacramento location is quick and straightforward:

1

Submit a quick application

Only basic documents are required. Application time is usually five minutes or less. Our staff is always here to assist.

2

Get a decision

You will receive a response within 15 minutes. Your credit score will not be affected, as a hard credit inquiry is not performed.

3

Receive your funds

Get cash instantly or request a same-day deposit to your account.*

*Approval is subject to qualifications including your income, debts, employment status, and payment history. Loans originated before 10:30 AM on business days are usually funded the same day. Later or weekend applications are processed on the next banking day.

What You Need

What You Need to Bring to Apply

Here's what we ask for to verify your loan eligibility at our Sacramento, California location:

At least 18 years old
Social Security number
Government-issued photo ID
Proof of income
California address verification
Bank account and routing numbers
Valid email and a cell phone number
Cash Day USA in-store loan assistance
Other Locations

Find Our Store Nearby

Looking for fast financial assistance outside of Sacramento? Cash Day USA also operates in other California cities near you.

148
mi.
30 River Park Pl W #390, 93720
Fresno, CA 93720
(559) 550-6681
359
mi.
433 S. Spring St. Unit 900, 90013
Los Angeles, CA 90013
(213) 566-3755
359
mi.
433 S. Spring St. Unit 900, 90013
Los Angeles, CA 90013
(213) 566-3755
471
mi.
6423 University Ave, 92115
San Diego, CA 92115
(619) 304-8805
480
mi.
910 Hale Place #204, 91914
Chula Vista, CA 91914
(619) 941-0764
Our Story

About Cash Day USA in Sacramento, California

Cash Day USA in Sacramento, California, has been providing the community with straightforward and dependable financial solutions since 2019. We accept all applicants, even those with poor credit history, and our loan process is always convenient and fast. Clients appreciate our honesty, open communication, fast payouts, and professional approach.

Our Sacramento team is dedicated to providing a safe and respectful experience for every client. Strict security measures protect every transaction, and all loan terms are clearly explained before you sign. With a license and a strong commitment to responsible lending, Cash Day USA stands out as a trusted choice for payday and installment loans in Sacramento.

Customer Notice

Payday loans in Sacramento, California are short-term cash advances designed for emergencies, not long-term financial needs. State regulations apply with a 23.5% APR (14-day loan) and a 14 days for payday loans. Make sure you can repay the loan on time. People with ongoing money problems should seek credit counseling.

FAQ

Frequently Asked Questions

Are payday loans legal in Sacramento, CA?
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Yes, payday loans are legal in Sacramento and throughout California. The state has strict laws that regulate payday lending and protect consumers. Cash Day USA provides California short-term loans that meet the state’s legal and ethical standards.
How much can I borrow with a payday loan in Sacramento?
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In California, the maximum payday loan amount is $255. This limit is set by state law to help borrowers avoid falling into long-term debt. The exact amount you can receive depends on your income and current financial situation.
Can I still qualify for a payday loan if I have bad credit?
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Yes, poor credit does not automatically disqualify you. We prioritize your income and financial stability over your credit score. If you can demonstrate the ability to repay the loan, you still have a strong chance of approval.
How quickly can I receive the funds after approval?
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Once your application is approved, you may receive the money as soon as the next business day. If the loan is approved before 10:30 am on a banking day, same-day deposit is possible. If you apply in-store and provide a post-dated check for the full repayment amount, you can receive cash immediately. We offer multiple disbursement options to make sure you get the funds quickly when you need them most.
Do I need to provide collateral to get a loan?
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No, collateral is not required when you deal with us. A payday loan is an unsecured loan, so you don’t need to pledge any assets. However, collateral may be needed if you apply for a title loan, use a pawnshop loan, or get a secured loan from a bank in Sacramento.

Get quick cash and cover your expenses today!

Apply now at our Sacramento store or online — it takes only minutes.

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