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Open Today · 8:00 AM - 10:00 PM  ·  0+ Years Serving San Diego

Payday Loans in
San Diego, CA

📍 6423 University Ave, 92115, 92115
📞 (619) 304-8805
⏰ Apply in-store 8:00 AM - 10:00 PM
🏢 0+ years in business
📅 Open on weekends
💻 Online applications 24/7
💵 Payday Loans
💵 Installment Loans
Apply Now →
No Hard
Credit Check
🏦
Flexible
Terms & Rates
💵
Fast
Cash Access
Store Details

Visit Cash Day USA Store in San Diego

Trusted by thousands of California residents, Cash Day USA offers quick payday loans of up to $255 to help people across the state overcome financial emergencies. Our San Diego store provides personalized assistance so that you can find the right loan option for your current needs. We are located near the Wellgreens Weed Dispensary University, just a short walk from the Kroc Center Ice. Visit us today and enjoy our easy-to-meet requirements, fast approval with no credit check, and same-day funding. We are here to help you get instant cash, even with bad credit.

📌 We are located 6423 University Ave, 92115.

Cash Day USA San Diego

6423 University Ave, 92115, San Diego, CA 92115

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Services
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Our Team
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Store Information

● Open Now
📞
🕐
Business Hours
Sunday Closed Monday 8:00 AM - 10:00 PM Tuesday 8:00 AM - 10:00 PM Wednesday 8:00 AM - 10:00 PM Thursday 8:00 AM - 10:00 PM Friday 8:00 AM - 10:00 PM Saturday 8:00 AM - 10:00 PM
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Services Provided
Payday Loans, Installment Loans
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Branch Manager
EM
Erik Marshall
Branch Manager, San Diego CA
What We Offer

Loan Products Available In-Store

Cash Day USA in San Diego offers several loan options to help residents with a wide range of urgent financial needs.

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Payday Loans

$255

Payday loans are short-term loans designed for small emergencies and unforeseen expenses. San Diego applicants can get up to $255 for a maximum period of 31 days. These loans are perfect for minor repairs, medical costs, unexpected bills, and other everyday expenses.

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Installment Loans

$5,000

Installment loans in San Diego offer more flexibility and work best for your larger financial needs. Borrow up to $5,000 and repay the money in equal installments over 2 to 24 months. You can use them for big purchases, debt consolidation, home improvements, and other long-term needs.

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How It Works

Follow 3 Simple Steps to Get Your Loan

Getting a loan at our San Diego location is quick and straightforward:

1

Visit our store

Come to us during the operating hours and let our friendly team help you navigate the process. Applying in-store typically takes just 5 minutes.

2

Get a loan decision

The underwriting process is fast, efficient, and comprehensive, allowing you to get an almost instant approval decision with no credit check needed.

3

Receive the funds

If approved, you can get your loan issued in cash right away or receive it via a same-day deposit into your bank account.*

*Approval is subject to qualifications including your income, debts, employment status, and payment history. Loans originated before 10:30 AM on business days are usually funded the same day. Later or weekend applications are processed on the next banking day.

What You Need

What You Need to Bring to Apply

Here's what we ask for to verify your loan eligibility at our San Diego, California location:

Valid email and cell phone number
Social Security number
Valid government-issued photo ID
Proof of income
Proof of California address
Active bank account with a routing number
Age of at least 18
Cash Day USA in-store loan assistance
Other Locations

Find Our Store Nearby

Looking for fast financial assistance outside of San Diego? Cash Day USA also operates in other California cities near you.

9
mi.
910 Hale Place #204, 91914
Chula Vista, CA 91914
(619) 941-0764
9
mi.
910 Hale Place #204, 91914
Chula Vista, CA 91914
(619) 941-0764
113
mi.
433 S. Spring St. Unit 900, 90013
Los Angeles, CA 90013
(213) 566-3755
323
mi.
30 River Park Pl W #390, 93720
Fresno, CA 93720
(559) 550-6681
471
mi.
1742 Watt Ave, 95825
Sacramento, CA 95825
(916) 619-4009
Our Story

About Cash Day USA in San Diego, California

Cash Day USA is a trusted loan company that has been helping California residents with their emergency cash needs since 2019. In 2023, we opened our physical location in San Diego to provide customized loan solutions and a personalized borrowing experience to those who prefer the traditional approach. Since then, we have been known as a go-to place for people who find themselves in a tough financial situation and can’t get quick cash elsewhere.

We accept applicants with bad or no credit and perform no hard credit check, making it easier and faster to get the money you need when you need it. Our transparent loan terms, simple requirements, fast funding times, and commitment to all the state lending laws ensure you will get a legitimate loan solution from a trusted direct lender in California.

Customer Notice

Payday loans in San Diego, California are short-term cash advances designed for emergencies, not long-term financial needs. State regulations apply with a 23.5% APR (14-day loan) and a 14 days for payday loans. Make sure you can repay the loan on time. People with ongoing money problems should seek credit counseling.

FAQ

Frequently Asked Questions

Are payday loans legal in California?
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Yes, payday lending in California is legal yet strictly regulated. State laws set limits on the maximum loan amount and finance charge. Cash Day USA follows all California regulations and provides safe and legitimate loan solutions.
What is the maximum loan amount I can borrow?
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The maximum payday loan amount you can get in California is $300, including fees. While the finance charge is limited to $45, you can only get up to $255 on hand. With installment loans, you can borrow up to $5,000. The exact sum is subject to approval based on your income and financial profile.
What is the interest rate on a payday loan?
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At Cash Day USA, the average 14-day payday loan APR for California residents is 369%. The finance charge is $17.65 for each $100 advanced (no more than $45).
How fast will I receive my funds?
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Approved applicants typically get their loans as soon as the next business day of approval. Borrowers who finalize their loans before 10:30 am on a banking day can receive the money on the same day. In-store applicants may get instant cash if they borrow against a post-dated check.
Can I get a payday loan with bad credit?
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With us, you don’t have to meet any minimum credit score requirements. We accept people with any credit and prioritize your ability to repay over your FICO rating. Bad credit borrowers can qualify if they can provide proof of stable and sufficient monthly income.

Get quick cash and cover your expenses today!

Apply now at our San Diego store or online — it takes only minutes.

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Get in Touch

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