Store Details
Visit Cash Day USA Store in Los Angeles
Cash Day USA offers a fast and easy way to get payday loans in Los Angeles. You can borrow up to $255 within just a few minutes, even with bad credit. Our quick and secure process involves no credit check, making it easier to handle emergency costs.
You’ll find us in the historic Spring Street Financial District, across from Pershing Square. Our storefront is easily accessible by public transportation or car. Visit us today and get qualified assistance with instant approval and same-day payout.
📌 We are located 433 S. Spring St. Unit 900, 90013.
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Store Information
● Open Now
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Business Hours
Sunday
Closed
Monday
8:00 AM - 10:00 PM
Tuesday
8:00 AM - 10:00 PM
Wednesday
8:00 AM - 10:00 PM
Thursday
8:00 AM - 10:00 PM
Friday
8:00 AM - 10:00 PM
Saturday
9:00 AM - 6:00 PM
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Services Provided
Payday Loans, Installment Loans
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Branch Manager
MS
Mitchel Snow
Branch Manager, Los Angeles CA
What We Offer
Loan Products Available In-Store
Cash Day USA in Los Angeles offers several loan options to help residents with a wide range of urgent financial needs.
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Payday Loans
$255
These loans provide access to up to $255 to help you cover small emergencies or unexpected expenses until your next paycheck. The loan is due in 7-31 days, allowing you to avoid long-term debt. This is a quick, one-and-done solution for immediate needs.
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Installment Loans
$5,000
An installment loan is a longer-term loan that offers amounts up to $5,000 with a more flexible schedule. You can repay the funds in affordable monthly payments over 2 to 24 months. This option is ideal for larger needs, such as debt consolidation, home improvements, medical bills, or big purchases.
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How It Works
Follow 3 Simple Steps to Get Your Loan
Getting a loan at our Los Angeles location is quick and straightforward:
1
Visit our offline store
Fill out a short application in 5 minutes. Our staff is always here to make the entire process hassle-free.
2
Get an instant decision
You’ll receive an answer almost immediately due to no hard credit check.
3
Receive your funds
If approved, get your cash at the store on the same day or receive the money via direct deposit within 24 hours.
*Approval is subject to qualifications including your income, debts, employment status, and payment history. Loans originated before 10:30 AM on business days are usually funded the same day. Later or weekend applications are processed on the next banking day.
What You Need
What You Need to Bring to Apply
Here's what we ask for to verify your loan eligibility at our Los Angeles, California location:
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A government-issued photo ID
✓
U.S. citizenship and California residency
✓
Be at least 18 years old
✓
Social Security Number (or ITIN)
✓
An active checking account in your name
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A working phone number and email address
Other Locations
Find Our Store Nearby
Looking for fast financial assistance outside of Los Angeles?
Cash Day USA also operates in other California cities near you.
Our Story
About Cash Day USA in Los Angeles, California
Cash Day USA is a state-licensed loan company that has been helping people get money fast since 2019. We have already helped over 3 million customers nationwide and are happy to provide quick assistance to California residents. Our store at 433 S. Spring St., unit 900, Los Angeles, CA 90013 was opened in 2023 to offer personalized solutions tailored to locals’ unique needs. We treat every client with respect and accept borrowers with any credit.
When you come to Cash Day USA in Los Angeles, you’re working with a team that cares about your short-term financial challenges. If you need fast cash, visit our store or submit a request online.
Customer Notice
Payday loans in Los Angeles, California are short-term cash advances designed for emergencies, not long-term financial needs.
State regulations apply with a 23.5% APR (14-day loan) and a 14 days for payday loans. Make sure you can repay the loan on time. People with ongoing money problems should seek credit counseling.
FAQ
Frequently Asked Questions
Are payday loans legal in California?
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Yes, payday loans are legal in California. The state has specific regulations (the California Deferred Deposit Transaction Law) that govern payday lending.
Why can I only borrow $255 with payday loans in Los Angeles?
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In California, the face amount of the check presented by a borrower can’t exceed $300. This means the maximum $300 loan amount includes fees, which can’t be more than $45. Therefore, you only receive $255 in cash. For larger loan amounts, you might want to explore installment loans.
What can I use the money for?
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You can use your payday loan funds for any personal purpose. Most people take out short-term loans to cover urgent or unexpected expenses, such as utility bills, minor home or car repairs, groceries, etc.
Can I get the money the same day?
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If you apply at the Cash Day USA store, you could walk out with cash instantly, provided that you repay via a post-dated check. For direct deposits, borrowers approved before 10:30 am may also get the money in a bank account on the same day. Otherwise, the loan will be funded on the next banking day.
Can I get a Los Angeles payday loan online?
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Absolutely. You do not have to visit our physical store to request a payday loan. Los Angeles payday loans are available online through the Cash Day USA website. The application process is safe, paperless, and takes about 5 minutes to complete.
Can I get a loan with bad credit?
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Yes, you can qualify for a payday loan in Los Angeles even if you have bad or no credit. We do not perform hard credit checks via the major credit bureaus. Instead, we look at your current income, employment, and payment history to evaluate your ability to repay the loan.
What are other ways to get emergency cash in California?
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Besides payday loans, you can consider installment loans, title loans, and credit union loans. Alternatively, cash advance apps, paycheck advances from your employer, or small loans from your family could help you get the money you need interest-free.
Get quick cash and cover your expenses today!
Apply now at our Los Angeles store or online — it takes only minutes.
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Get in Touch
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