Cash
Overview
Payday Loans in West Virginia
Payday loans in West Virginia are regulated under the West Virginia Credit and Other Financial Services Act. Cash Day USA is a licensed WV lender offering loans up to $2,500 at our Charleston location.
What You Need
What Do You Need to Apply?
Here is what we ask for to verify your loan eligibility in West Virginia:
✓
18 years of age or older✓
Valid West Virginia or federal government photo ID✓
Social Security Number✓
Active bank account✓
Proof of West Virginia address✓
Proof of steady income✓
Working phone and email
Consumer Protection
How West Virginia Laws Protect You
West Virginia law and state regulations are designed to give borrowers important protections:
West Virginia caps payday loan interest at 31% APR for small loans.
All lenders must be licensed by the WV Division of Financial Institutions.
Borrowers have strong consumer protections under the WV Credit Act.
Military borrowers are exempt from certain fees under the MLA.
Why Choose Us
About Cash Day USA in West Virginia
Our Charleston store has been serving Kanawha County residents for over 4 years. Branch manager Robert Mason and team provide transparent, fast loan service.
⚠️ Customer Notice
Short-term loans are for emergency use only. Please borrow responsibly.
Get quick cash in West Virginia today!
Apply online or visit one of our West Virginia locations — it takes only minutes.
Apply Now