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South Carolina ✓ Loans Available SC

South Carolina Payday Loans

Fast Cash — Apply Online or In-Store

Borrow up to $550 — no hard credit check
Soft credit inquiry only — zero impact on your score
Same-day funding if approved before 10:30 AM PT on a weekday
0 convenient SC store location
Updated: Jun 08, 2026
Loan Summary — SC
Max. Amount $550
Installment Loan Up to $5,000
Finance Charge See rates
Min. Credit Score None
Credit Check Soft
Funding Time Same-day or next business day
Requirements

What Do You Need to Apply?

Here is what we ask for to verify your loan eligibility in South Carolina:

Be at least 18 years old
Valid government-issued photo ID
Social Security Number (SSN) or ITIN
Active bank account
Valid email address and phone number
Proof of South Carolina residency
Proof of steady income
Rates & Terms

South Carolina Rates & Terms

Payday loans in South Carolina are regulated with specific limits and protections. The maximum loan amount is $550 with a standard term of 14-31 days. A typical 14-day loan carries an APR of approximately 460%.

Why Choose Us

About Cash Day USA in South Carolina

Cash Day USA is a licensed direct lender serving South Carolina residents. We specialize in fast, transparent payday loans designed for short-term emergency cash needs. With 0 convenient locations across South Carolina plus a fully online application available 24/7, getting the emergency cash you need has never been easier.

We perform only a soft credit check with no impact on your FICO score. Our income-based approval means borrowers with bad credit or no credit history are welcome to apply. Over 140,000 customers nationwide have trusted us with their short-term lending needs.

We're committed to transparent lending practices and compliance with all South Carolina regulations.

Get quick cash in South Carolina today!

Apply online or visit one of our 0 South Carolina locations — it takes only minutes.

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⚖️Legal Status
💵Loan Limits
Payday Max$550
Payday Min$100
Installment Max$5,000
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Get a loan decision in minutes. No hard credit check.

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