Rhode Island ✓ Loans Available RI

Rhode Island Payday Loans

Fast Cash — Apply Online or In-Store

Borrow up to $500 — no hard credit check

Soft credit inquiry only — zero impact on your score

Same-day funding if approved before 10:30 AM PT on a weekday

0 convenient RI store location

Apply Now → 📍 Find a Store

Updated: Jun 08, 2026

Loan Summary — RI

Max. Amount $500

Installment Loan Up to $5,000

Finance Charge See rates

Min. Credit Score None

Credit Check Soft

Funding Time Same-day or next business day

Requirements

What Do You Need to Apply?

Here is what we ask for to verify your loan eligibility in Rhode Island:

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Be at least 18 years old

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Valid government-issued photo ID

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Social Security Number (SSN) or ITIN

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Active bank account

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Valid email address and phone number

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Proof of Rhode Island residency

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Proof of steady income

Rates & Terms

Rhode Island Rates & Terms

Payday loans in Rhode Island are regulated with specific limits and protections. The maximum loan amount is $500 with a standard term of 14-31 days. A typical 14-day loan carries an APR of approximately 460%.

Why Choose Us

About Cash Day USA in Rhode Island

Cash Day USA is a licensed direct lender serving Rhode Island residents. We specialize in fast, transparent payday loans designed for short-term emergency cash needs. With 0 convenient locations across Rhode Island plus a fully online application available 24/7, getting the emergency cash you need has never been easier.

We perform only a soft credit check with no impact on your FICO score. Our income-based approval means borrowers with bad credit or no credit history are welcome to apply. Over 140,000 customers nationwide have trusted us with their short-term lending needs.

We're committed to transparent lending practices and compliance with all Rhode Island regulations.

Get quick cash in Rhode Island today!

Apply online or visit one of our 0 Rhode Island locations — it takes only minutes.

Apply Now