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Open Today · 8:00 AM - 10:00 PM  ·  0+ Years Serving Indianapolis

Payday Loans in
Indianapolis, IN

📍 3486 W 86th St, 46268, 46268
📞 (463) 220-4628
⏰ Apply in-store 8:00 AM - 10:00 PM
🏢 0+ years in business
📅 Open on weekends
💻 Online applications 24/7
💵 Payday Loans
💵 Installment Loans
Apply Now →
No Hard
Credit Check
🏦
Flexible
Terms & Rates
💵
Fast
Cash Access
Store Details

Visit Cash Day USA Store in Indianapolis

Need emergency funds to bridge a small financial gap? Visit our loan place in Indianapolis. Apply in just 5 minutes and get personalized assistance from our local team. We stand out among loan companies in Indianapolis with our legitimate products, fast approval and funding times, and strict standards of service.

📌 We are located 3486 W 86th St, 46268.

Cash Day USA Indianapolis

3486 W 86th St, 46268, Indianapolis, IN 46268

💼
Services
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Our Team
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Store Information

● Open Now
📞
🕐
Business Hours
Sunday Closed Monday 8:00 AM - 10:00 PM Tuesday 8:00 AM - 10:00 PM Wednesday 8:00 AM - 10:00 PM Thursday 8:00 AM - 10:00 PM Friday 8:00 AM - 10:00 PM Saturday 9:00 AM - 6:00 PM
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Services Provided
Payday Loans, Installment Loans
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Branch Manager
SM
Sarah Montgomery
Branch Manager, Indianapolis IN
How It Works

Follow 3 Simple Steps to Get Your Loan

Getting a loan at our Indianapolis location is quick and straightforward:

1

Visit a store nearby

Our professional staff will help you fill out a simple loan form.

2

Get an instant decision

Your info will be reviewed via an automated system. There’s no hard credit check, so the decision is almost immediate.

3

Receive your cash

If approved, you will see the money in your bank account within 24 hours or get your loan in cash at the store*

*Approval is subject to qualifications including your income, debts, employment status, and payment history. Loans originated before 10:30 AM on business days are usually funded the same day. Later or weekend applications are processed on the next banking day.

What You Need

What You Need to Bring to Apply

Here's what we ask for to verify your loan eligibility at our Indianapolis, Indiana location:

A government-issued ID
Social Security number
Proof of income
Checking account and routing numbers
Proof of address
Working phone number and email
Cash Day USA in-store loan assistance
Our Story

About Cash Day USA in Indianapolis, Indiana

Cash Day USA opened its Indianapolis branch in 2021. Since that time, we have been helping thousands of local customers to get quick financial support when they need it. We are a licensed company that accepts borrowers with any credit, allowing them to access short-term cash safely and legally. We stand out by focusing on transparency, speed, security, and exceptional customer service.

You will always know the exact finance charge and repayment terms. We protect your personal information with industry-standard security. Your data is encrypted and never shared without your permission. You can trust that your transaction is safe and confidential.

At Cash Day USA in Indianapolis, our goal is to make a stressful situation easier. Over 3 million Americans have used Cash Day USA nationwide, and we’re proud to offer quick help here, in Indiana.

Customer Notice

Payday loans in Indianapolis, Indiana are short-term cash advances designed for emergencies, not long-term financial needs. State regulations apply with a 31.23% APR Cap and a 1 Months for payday loans. Make sure you can repay the loan on time. People with ongoing money problems should seek credit counseling.

FAQ

Frequently Asked Questions

Are payday loans legal in Indiana?
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Yes, payday loans are legal in Indiana. State law specifically permits small, short-term loans, provided they meet certain limitations on loan amounts and the fees lenders may charge. All of our loans are fully compliant with the Indiana Small Loan Law.
What is the maximum amount I can borrow with payday loans?
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State law caps payday loans at $825 or 20% of your gross monthly income, whichever is lower. If you need a larger amount, apply for an installment loan with Cash Day USA.
What is the interest rate on a payday loan?
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Indiana caps payday loan fees at 15% on the first $250, 13% on the next $150, and 10% on the amounts between $400 and $825 (max $99.50 on an $825 loan). A $825 loan for 14 days comes with an APR of 314.44%.
Can I get a loan with bad credit near me?
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At Cash Day USA, we accept applicants with any credit and conduct a soft credit check with a focus on your income. Even if your credit is poor, you can still qualify.

Get quick cash and cover your expenses today!

Apply now at our Indianapolis store or online — it takes only minutes.

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