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Open Today · 8:00 AM - 10:00 PM  ·  0+ Years Serving Chicago

Payday Loans in
Chicago, IL

📍 3520 S Morgan St #233, 60609, 60609
📞 (773) 840-0919
⏰ Apply in-store 8:00 AM - 10:00 PM
🏢 0+ years in business
📅 Open on weekends
💻 Online applications 24/7
💵 Installment Loans
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No Hard
Credit Check
🏦
Flexible
Terms & Rates
💵
Fast
Cash Access
Store Details

Visit Cash Day USA Store in Chicago

Cash Day USA offers quick cash loans throughout Chicago to help residents cover emergency expenses. Our store is located on West 35th Street in the Bridgeport neighborhood. Your credit score will not be affected, since there is no hard credit check. It also allows you to apply if you have a bad credit history. You will need only a few documents to get money on the same day. Come in for instant help with unexpected costs, right when you need it most.

📌 We are located 3520 S Morgan St #233, 60609.

Cash Day USA Chicago

3520 S Morgan St #233, 60609, Chicago, IL 60609

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Services
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Our Team
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Store Information

● Open Now
📞
✉️
🕐
Business Hours
Sunday Closed Monday 8:00 AM - 10:00 PM Tuesday 8:00 AM - 10:00 PM Wednesday 8:00 AM - 10:00 PM Thursday 8:00 AM - 10:00 PM Friday 8:00 AM - 10:00 PM Saturday 9:00 AM - 6:00 PM
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Services Provided
Installment Loans
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Branch Manager
CJ
Carl Jensen
Branch Manager, Chicago IL
What We Offer

Loan Products Available In-Store

Cash Day USA in Chicago offers several loan options to help residents with a wide range of urgent financial needs.

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Installment Loans

$5,000

An installment loan in Chicago offers up to $5,000 in financing, repayable in fixed monthly installments over a period of up to 24 months. Even with a low credit rating, you can qualify for funds to safely and easily cover large expenses or make significant purchases.

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How It Works

Follow 3 Simple Steps to Get Your Loan

Getting a loan at our Chicago location is quick and straightforward:

1

Fill out a short application

Visit our location, provide basic documents, and let our staff do the rest. The process takes about five minutes.

2

Wait for approval

You will receive a loan decision immediately. A soft credit check will not affect your credit score.

3

Receive your money

If approved, choose a convenient funding method and get your loan on the same day.*

*Approval is subject to qualifications including your income, debts, employment status, and payment history. Loans originated before 10:30 AM on business days are usually funded the same day. Later or weekend applications are processed on the next banking day.

What You Need

What You Need to Bring to Apply

Here's what we ask for to verify your loan eligibility at our Chicago, Illinois location:

An active checking account with a routing number
Proof of income (such as a paystub or bank statement)
Valid government-issued photo ID
Social Security number
Residential address confirmation
Working mobile number and email address
Cash Day USA in-store loan assistance
Other Locations

Find Our Store Nearby

Looking for fast financial assistance outside of Chicago? Cash Day USA also operates in other Illinois cities near you.

116
mi.
430 N Main St, 61701
Bloomington, IL 61701
(309) 448-4433
Our Story

About Cash Day USA in Chicago, Illinois

Cash Day USA is a trusted loan company in Chicago, Illinois, providing fast, accessible, and fair loan solutions to the local community since 2019. We believe everyone deserves the chance to address their financial needs, regardless of credit history. Our application process is simple and takes only a few minutes to complete. Most customers receive their funds the same day, making us a reliable source of emergency assistance.

We take pride in our experienced and welcoming Chicago team, always ready to answer your questions and guide you through the process. Licensed and committed to responsible lending, Cash Day USA is dedicated to ensuring a smooth experience. You can rely on us for professional service, transparent terms, and quick loan processing.

Customer Notice

Payday loans in Chicago, Illinois are short-term cash advances designed for emergencies, not long-term financial needs. State regulations apply with a 35.99% APR Cap and a 24 Months for payday loans. Make sure you can repay the loan on time. People with ongoing money problems should seek credit counseling.

FAQ

Frequently Asked Questions

Is it legal to get a payday loan in Chicago?
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Yes, payday loans are legal in Chicago. The state of Illinois regulates payday lending and sets limits on loan amounts, fees, and terms. Cash Day USA operates in full compliance with state laws and offers short-term loans that meet all legal requirements to protect borrowers.
How soon can I get approved?
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Approval is usually near-instant. With only a soft credit check, the underwriting process typically takes less than 15 minutes.
What’s the maximum loan amount I can qualify for?
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At Cash Day USA, we offer installment loans of up to $5,000 with fixed monthly payments and terms of up to 24 months.
Will a low credit score reduce my chances of approval?
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A low credit score does not automatically disqualify you. At Cash Day USA, we look at your income, debt, payment history, and employment status when determining your loan eligibility. However, low credit scores may result in smaller loan amounts and higher interest rates.
Is it possible to get a loan without a bank account?
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A bank account is usually needed to transfer the funds and collect payments. However, you may get a cash loan without a bank account if you provide a post-dated check for the full repayment amount when applying at the Cash Day USA store.

Get quick cash and cover your expenses today!

Apply now at our Chicago store or online — it takes only minutes.

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Get in Touch

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