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Open Today · 8:00 AM - 10:00 PM  ·  0+ Years Serving Miami

Payday Loans in
Miami, FL

📍 136 NE 1st St, 33131, 33131
📞 (786) 321-4288
⏰ Apply in-store 8:00 AM - 10:00 PM
🏢 0+ years in business
📅 Open on weekends
💻 Online applications 24/7
💵 Payday Loans
💵 Installment Loans
Apply Now →
No Hard
Credit Check
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Flexible
Terms & Rates
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Fast
Cash Access
Store Details

Visit Cash Day USA Store in Miami

If you’re in Miami and need help covering emergency expenses, stop by our local store to explore short-term loan options. We are conveniently located near The Bead Bazaar, Carrot Express, and Niu Kitchen. Our free parking, welcoming and equipped reception area, and friendly, professional staff will make your visit comfortable and stress-free. Complete our fast and easy application process and access personalized short-term loan services with no credit check needed.

📌 We are located 136 NE 1st St, 33131.

Cash Day USA Miami

136 NE 1st St, 33131, Miami, FL 33131

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Services
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Our Team
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Store Information

● Open Now
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✉️
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Business Hours
Sunday Closed Monday 8:00 AM - 10:00 PM Tuesday 8:00 AM - 10:00 PM Wednesday 8:00 AM - 10:00 PM Thursday 8:00 AM - 10:00 PM Friday 8:00 AM - 10:00 PM Saturday 9:00 AM - 6:00 PM
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Services Provided
Payday Loans, Installment Loans
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Branch Manager
GR
Garry Rais
Branch Manager, Miami FL
What We Offer

Loan Products Available In-Store

Cash Day USA in Miami offers several loan options to help residents with a wide range of urgent financial needs.

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Payday Loans

$500

This option is designed to provide short-term financial assistance for unexpected expenses. You can borrow up to $500 without undergoing a hard credit check and repay the funds in 14 to 30 days. Miami payday loans are great for sudden costs like small home repairs, unforeseen bills, or medical expenses.

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Installment Loans

$5,000

An installment loan is a practical solution for larger expenses or big purchases. Loan amounts start at $500 and go up to $5,000. The repayment terms range from 2 to 24 months, allowing you to adjust your monthly payments to your budget.

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How It Works

Follow 3 Simple Steps to Get Your Loan

Getting a loan at our Miami location is quick and straightforward:

1

Go to our store

Fill out a fast and secure application form in approximately 5 minutes. Our staff will guide you through the entire process.

2

Get instant approval

No hard credit checks are involved in the underwriting process, allowing the system to quickly review your application and make an almost instant decision.

3

Receive your money

Once approved, access cash right away or get a same day* direct deposit into your bank account.

*Approval is subject to qualifications including your income, debts, employment status, and payment history. Loans originated before 10:30 AM on business days are usually funded the same day. Later or weekend applications are processed on the next banking day.

What You Need

What You Need to Bring to Apply

Here's what we ask for to verify your loan eligibility at our Miami, Florida location:

A valid, government-issued photo ID
Social Security number
Proof of income (recent pay stubs or bank statements)
Proof of current address (utility bill, lease agreement, etc.)
Bank account and routing numbers
An active email address and phone number
Cash Day USA in-store loan assistance
Our Story

About Cash Day USA in Miami, Florida

Since 2019, we have been providing fast and affordable financial services that go beyond the traditional lending experience. Cash Day USA is a locally focused business that cares about your well-being and always puts customers’ needs first. In 2023, we opened our Miami location to offer professional support and easy-to-get loans with no hidden fees to everyone in need.

Our goal is to help Miami residents manage unexpected expenses without letting bad credit stand in the way. Whether it’s a sudden car repair, a home emergency, or an unexpected bill, we’re here to make sure you get the money you need when it matters most.

Customer Notice

Payday loans in Miami, Florida are short-term cash advances designed for emergencies, not long-term financial needs. State regulations apply with a 26.45% APR cap and a 7 Days for payday loans. Make sure you can repay the loan on time. People with ongoing money problems should seek credit counseling.

FAQ

Frequently Asked Questions

What makes people choose payday loans?
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Payday loans offer a quick and easy way to cover urgent expenses until payday. They’re often available even if you have bad credit. However, it’s important to understand their high costs before taking one out.
Is it possible to get over $500 with Florida payday loans?
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No, Florida law caps payday loans at $500, and we fully comply with the state regulation. If you need a larger amount, consider our installment loans that allow you to borrow up to $5,000.
In what situations are payday loans more suitable than installment loans?
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A payday loan is perfect when you need a small amount of cash fast and plan to repay it quickly. This way, it helps you cover urgent expenses and save money on interest.
Is bad credit an obstacle to getting payday loans?
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No. We accept borrowers with all credit types and focus primarily on their overall financial situation. Bad credit is not a barrier to getting a loan as long as you can demonstrate your ability to repay.
Does applying for a payday loan impact my credit?
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Our loans usually come with no hard credit check. Instead, a soft credit pull is used in the underwriting process to assess your financial situation, not your FICO score. This type of inquiry does not affect your credit history.
What if I miss my loan repayment?
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If you pay late, you may be charged an additional fee of up to 10%. Defaulting on the loan could result in collection actions, which may affect your credit. If you encounter any problems with repayment, we recommend contacting a customer agent at the phone number listed in your loan agreement.

Get quick cash and cover your expenses today!

Apply now at our Miami store or online — it takes only minutes.

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Get in Touch

Still Have Questions? Contact Us