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Open Today · 8:00 AM - 10:00 PM  ·  0+ Years Serving Stratford

Payday Loans in
Stratford, CT

📍 2385 Main St #14, 06615, 06615
📞 (203) 941-6309
⏰ Apply in-store 8:00 AM - 10:00 PM
🏢 0+ years in business
📅 Open on weekends
💻 Online applications 24/7
💵 Payday Loan Alternatives
💵 Installment
Apply Now →
No Hard
Credit Check
🏦
Flexible
Terms & Rates
💵
Fast
Cash Access
Store Details

Visit Cash Day USA Store in Stratford

Cash Day USA is a trusted loan place in Stratford where you can get instant cash from a licensed direct lender with no hard credit check. Our store is easy to reach due to its convenient location near the Stratford railway station and Academy Hill Square Shopping Center. The Cash Day USA friendly team is ready to provide you with emergency funds today. We offer fast approval, guaranteed clear terms, and same-day funding to ensure our short-term loans can meet your urgent needs during unexpected expenses.

📌 We are located 2385 Main St #14, 06615.

Cash Day USA Stratford

2385 Main St #14, 06615, Stratford, CT 06615

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Services
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Our Team
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Store Information

● Open Now
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Business Hours
Sunday Closed Monday 8:00 AM - 10:00 PM Tuesday 8:00 AM - 10:00 PM Wednesday 8:00 AM - 10:00 PM Thursday 8:00 AM - 10:00 PM Friday 8:00 AM - 10:00 PM Saturday 9:00 AM - 6:00 PM
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Services Provided
Payday Loan Alternatives, Installment
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Branch Manager
KR
Kenny Rose
Branch Manager, Stratford CT
What We Offer

Loan Products Available In-Store

Cash Day USA in Stratford offers several loan options to help residents with a wide range of urgent financial needs.

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Payday Loan Alternatives

$1,000

Standard payday loans aren't allowed in Connecticut due to APR caps of 12% and strict fee limits ($17 per $100 on the first $600, then $11 per $100). We offer legal and safe alternatives that fully comply with state laws. Borrow up to $1,000 and pay it back in 14-31 days. We issue funds for any urgent needs, be it emergency bills, car repairs, or medical costs.

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Installment Loans

$5,000

An installment loan lets you cover larger expenses and stay on top of your budget thanks to their longer terms and predictable payments. You may get up to $5,000 from Cash Day USA, even with bad credit, and repay the funds in fixed monthly installments over up to 24 months.

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How It Works

Follow 3 Simple Steps to Get Your Loan

Getting a loan at our Stratford location is quick and straightforward:

1

Fill out an application

Get in-person help from our team. The process can be completed in minutes.

2

Get approved

Our loans usually come with no hard credit checks, so loan decisions arrive almost instantly.

3

Receive the money

If approved, get cash in-store or receive a same-day direct deposit to your bank account.*

*Approval is subject to qualifications including your income, debts, employment status, and payment history. Loans originated before 10:30 AM on business days are usually funded the same day. Later or weekend applications are processed on the next banking day.

What You Need

What You Need to Bring to Apply

Here's what we ask for to verify your loan eligibility at our Stratford, Connecticut location:

Valid government-issued photo ID
Social Security number
Proof of income
Proof of address
Active checking account and routing number
Working email and cell phone number
Cash Day USA in-store loan assistance
Our Story

About Cash Day USA in Stratford, Connecticut

Cash Day USA is a trusted loan company that has served communities since 2019. We are here to offer fast, accessible, and fair financial services to people in Connecticut and across the US.

Our friendly team at 2385 Main St #14 in Stratford is ready to provide short-term support and help you get back on track quickly. We’re open Monday through Saturday so that you can get emergency cash any day you need it. The application takes minutes, and our staff will guide you step by step to ensure you find the right option and fully understand the terms. Visit us today and get a legitimate bad credit loan with transparent terms and fast funding.

Customer Notice

Payday loans in Stratford, Connecticut are short-term cash advances designed for emergencies, not long-term financial needs. State regulations apply with a 12% APR (usury cap for loans up to $15,000) and a N/A for payday loans. Make sure you can repay the loan on time. People with ongoing money problems should seek credit counseling.

FAQ

Frequently Asked Questions

Are payday loans illegal in Connecticut?
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Traditional payday loans are not allowed in CT due to the specific state loan regulations. However, you can get their legal alternatives that follow Connecticut APR and fee caps.
I have bad credit. Can I still qualify?
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Cash Day USA accepts borrowers with any credit. However, approval depends on certain qualifications and is not guaranteed. We review your income, financial obligations, and credit history from alternative sources to verify your eligibility.
How many payday loans can you get in Connecticut?
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Payday loans aren't offered in Connecticut in their usual form. Instead, you may request legitimate loan products that meet state regulation caps. The number of loans you can have at a time depends on your income and credit. However, we recommend you having only one short-term loan at a time.
How quickly will I get funded?
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Cash Day USA loans approved before 10:30 am are funded the same day. Otherwise, your application will be processed on the next business day. The exact time also depends on your bank policies.
Can I get a loan online?
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You can request an online loan from Cash Day USA 24/7. All you need to do is complete a simple application form on our website.
What are other ways to borrow a quick cash loan?
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You may consider credit union PALs, small personal loans, earned wage access or an employer advance, payment plans with service providers, second chance loans from pawn shops, and local assistance programs.

Get quick cash and cover your expenses today!

Apply now at our Stratford store or online — it takes only minutes.

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Get in Touch

Still Have Questions? Contact Us