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Open Today · 8:00 AM - 10:00 PM  ·  0+ Years Serving Boulder

Payday Loans in
Boulder, CO

📍 2770 Canyon Blvd, 80302, 80302
📞 (720) 428-2247
⏰ Apply in-store 8:00 AM - 10:00 PM
🏢 0+ years in business
📅 Open on weekends
💻 Online applications 24/7
💵 Payday Loans
💵 Installment Loans
Apply Now →
No Hard
Credit Check
🏦
Flexible
Terms & Rates
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Fast
Cash Access
Store Details

Visit Cash Day USA Store in Boulder

At Cash Day USA, we make emergency financial assistance accessible to all Colorado residents who find themselves in need of instant cash. Our short-term loans are available to people with bad or no credit through a simple application process that involves no credit check. Visit us today to get a same-day loan from a direct lender for your personal needs. We are located near the Herz Team at Coldwell Banker Realty and the Vectra Bank branch. With convenient operating hours, it’s easy to reach us whenever you need quick financial support.

📌 We are located 2770 Canyon Blvd, 80302.

Cash Day USA Boulder

2770 Canyon Blvd, 80302, Boulder, CO 80302

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Services
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Our Team
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Store Information

● Open Now
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✉️
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Business Hours
Sunday Closed Monday 8:00 AM - 10:00 PM Tuesday 8:00 AM - 10:00 PM Wednesday 8:00 AM - 10:00 PM Thursday 8:00 AM - 10:00 PM Friday 8:00 AM - 10:00 PM Saturday 9:00 AM - 6:00 PM
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Services Provided
Payday Loans, Installment Loans
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Branch Manager
JS
Jacky Smith
Branch Manager, Boulder CO
What We Offer

Loan Products Available In-Store

Cash Day USA in Boulder offers several loan options to help residents with a wide range of urgent financial needs.

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Payday Loans

$500

Payday loans are emergency financing options designed for small unexpected expenses, such as minor repairs, medical bills, or everyday costs. In Boulder, you can borrow up to $500 and repay the funds over a period of at least 6 months. This flexibility makes managing debt easier.

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Installment Loans

$5,000

With an installment loan, you can get up to $5,000 upfront and choose a convenient repayment period of up to 24 months. This type of loan can help you cover big purchases, consolidate debt, or finance long-term projects – all without added financial stress.

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How It Works

Follow 3 Simple Steps to Get Your Loan

Getting a loan at our Boulder location is quick and straightforward:

1

Fill out a form at a store

Visit our location and let our professional team get you through the process. The application usually takes 5 minutes to complete.

2

Wait for an approval decision

We simplify the underwriting process by eliminating a hard credit check. You will receive a response almost instantly.

3

Get your funds

If approved, the loan might be issued in cash right away or transferred to your bank account on the same or the next business day.*

*Approval is subject to qualifications including your income, debts, employment status, and payment history. Loans originated before 10:30 AM on business days are usually funded the same day. Later or weekend applications are processed on the next banking day.

What You Need

What You Need to Bring to Apply

Here's what we ask for to verify your loan eligibility at our Boulder, Colorado location:

Valid email and cell phone number
Social Security number
Proof of income
Proof of residential address in Colorado
Valid government-issued photo ID
Active bank account with a routing number
Your employer’s contact information
Cash Day USA in-store loan assistance
Other Locations

Find Our Store Nearby

Looking for fast financial assistance outside of Boulder? Cash Day USA also operates in other Colorado cities near you.

29
mi.
1001 S Monaco St Pkwy ste 220, 80224
Denver, CO 80224
(720) 780-9252
Our Story

About Cash Day USA in Boulder, Colorado

Cash Day USA is a licensed Boulder-based company founded in 2019 with the idea of helping people access much-needed financing in emergency situations. We know the problems of the communities we serve and offer fast, affordable, and stress-free loan solutions designed for their unique needs.

Our products can help you cover a wide range of expenses without undergoing a hard credit check. People with bad credit are welcome to apply, and we do our utmost to provide them with the best possible second-chance financing options.

The Cash Day USA team is always here for personalized support and professional advice. We have transparent terms, easy-to-meet requirements, fast approval and payouts, and high security standards to ensure your pleasant and safe borrowing experience.

Customer Notice

Payday loans in Boulder, Colorado are short-term cash advances designed for emergencies, not long-term financial needs. State regulations apply with a 17% APR cap and a minimum 6 months for payday loans. Make sure you can repay the loan on time. People with ongoing money problems should seek credit counseling.

FAQ

Frequently Asked Questions

Can I legally get a payday loan in Colorado?
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Payday loans in Colorado are legal but come with a 36% interest rate cap to protect state residents from the excessive costs of traditional payday loan options. On top of that, state laws limit an origination fee to 20% of the first $300 loan plus 7.5% of any amount above $300. A monthly maintenance fee can be up to $7.5 on each $100 borrowed. Colorado payday loans also offer more flexibility by giving you at least 6 months to repay the funds.
What is the maximum amount I can get with your loans?
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With our payday loans, you can borrow up to $500 for at least 6 months. Installment loans offer higher amounts of up to $5,000. We will assess your financial situation and repayment capabilities to decide on how much you can qualify for.
How quickly will I get my loan funds?
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You can expect your funds to drop into your bank account as soon as the next business day, once you receive approval. Some borrowers may receive money the same day if they finalize their loans before 10:30 am on weekdays. In-store applicants who get loans against post-dated checks may also qualify for instant cash loans.
Is it possible to qualify for your loans with bad credit?
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You're welcome to apply and may be approved with any credit score. At Cash Day USA, we consider more than just your FICO rating to gain a clear picture of your overall financial situation.
What alternative quick loan options are available in Boulder?
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Boulder residents who are looking for cheaper options can request payday alternative loans from credit unions, with interest rates capped at 28%. For more flexibility, you can also consider credit cards if you meet an issuer’s eligibility criteria (at least fair credit is typically required). People who need a higher amount can turn to title loans that are secured by a vehicle’s title.
Is it possible to obtain a loan on weekends?
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Our Boulder store is open on Saturday until 6 pm, so you can visit us in person and get cash on hand right after approval, provided that you borrow against a post-dated check. Alternatively, you can apply online 24/7 without leaving your home. Just note that loan funds transferred via a direct deposit will appear in your bank account on the next banking day.
What should I do if I am unable to repay my loan on time?
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Contact payment center representatives at the phone number specified in the loan agreement at least one day before the due date to discuss your options. In some cases, you may be offered payment deferment. Please note that late fees in Colorado may be up to $25.

Get quick cash and cover your expenses today!

Apply now at our Boulder store or online — it takes only minutes.

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