Open Today · 8:00 AM - 10:00 PM  ·  4+ Years Serving Montgomery

Payday Loans in
Montgomery, AL

📍 71 Commerce St, 36104, 36104
📞 (334) 213-9885
⏰ Apply in-store 8:00 AM - 10:00 PM
🏢 4+ years in business
📅 Open on weekends
💻 Online applications 24/7
💵 Payday Loans
💵 Installment Loans
Apply Now →
No Hard
Credit Check
🏦
Flexible
Terms & Rates
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Fast
Cash Access
Store Details

Visit Cash Day USA Store in Montgomery

Do you need money right now? You are not alone. Thousands of people in Montgomery face money problems every single day. A car repair, a medical bill, or a late rent payment can stress anyone out. That is why short term loans in Montgomery are one of the most searched solutions right now — and we totally understand why. At Cash Day USA, we make getting payday loans in Montgomery super simple and stress-free. Whether you need emergency cash loans in Alabama or a quick cash advance in Montgomery, our team is always ready to help you. We are one of the most trusted names for fast cash loans in Montgomery — because we actually care about our customers.

📌 We are located 71 Commerce St, Montgomery, AL 36104, USA.

Cash Day USA Montgomery

71 Commerce St, 36104, Montgomery, AL 36104

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Services
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Our Team
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Store Information

● Open Now
📞
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Business Hours
Sunday Closed Monday 8:00 AM - 10:00 PM Tuesday 8:00 AM - 10:00 PM Wednesday 8:00 AM - 10:00 PM Thursday 8:00 AM - 10:00 PM Friday 8:00 AM - 10:00 PM Saturday 8:00 AM - 10:00 PM
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Services Provided
Payday Loans, Installment Loans
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Branch Manager
CN
Chad Nestor
Branch Manager, Montgomery AL
What We Offer

Loan Products Available In-Store

Cash Day USA in Montgomery offers several loan options to help residents with a wide range of urgent financial needs.

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Payday Loans

255

These loans provide access to up to $255 to help you cover small emergencies or unexpected expenses until your next paycheck. The loan is due in 7-31 days, allowing you to avoid long-term debt. This is a quick, one-and-done solution for immediate needs.

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Installment Loans

5,000

An installment loan is a longer-term loan that offers amounts up to $5,000 with a more flexible schedule. You can repay the funds in affordable monthly payments over 2 to 24 months. This option is ideal for larger needs, such as debt consolidation, home improvements, medical bills, or big purchases.

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How It Works

Follow 3 Simple Steps to Get Your Loan

Getting a loan at our Montgomery location is quick and straightforward:

1

Visit our offline store

Fill out a short application in 5 minutes. Our staff is always here to make the entire process hassle-free.

2

Get an instant decision

You’ll receive an answer almost immediately due to no hard credit check.

3

Receive your funds

If approved, get your cash at the store on the same day or receive the money via direct deposit within 24 hours.

*Approval is subject to qualifications including your income, debts, employment status, and payment history. Loans originated before 10:30 AM on business days are usually funded the same day. Later or weekend applications are processed on the next banking day.

What You Need

What You Need to Bring to Apply

Here's what we ask for to verify your loan eligibility at our Montgomery, Alabama location:

A government-issued photo ID
U.S. citizenship and California residency
Be at least 18 years old
Social Security Number (or ITIN)
Proof of income
An active checking account in your name
A working phone number and email address
Cash Day USA in-store loan assistance
Our Story

About Cash Day USA in Montgomery, Alabama

Wondering how to get a payday loan in Alabama? With Cash Day USA, it is easier than you think. You can apply for online payday loans in Alabama right from your phone or laptop — no bank visit needed, no long lines, no confusing paperwork. We offer same day loans in Montgomery so you don't have to wait when life gets tough.

Even if you have low credit or no credit history, don't worry. Cash Day USA proudly offers bad credit payday loans and no credit check loans in Montgomery to help everyday people get back on their feet. Our quick approval loans process means you can get an instant cash advance in Alabama without the stress of a traditional bank loan.

If you are searching for payday loans near me in Montgomery — your search ends here. Cash Day USA is your trusted partner for fast, safe, and easy same day payday loans online in Alabama. Let's get you the cash you need — today!

Customer Notice

Payday loans in Montgomery, Alabama are short-term cash advances designed for emergencies, not long-term financial needs. State regulations apply and a 10 days for payday loans. Make sure you can repay the loan on time. People with ongoing money problems should seek credit counseling.

FAQ

Frequently Asked Questions

Are payday loans legal in California?
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Yes, payday loans are legal in California. The state has specific regulations (the California Deferred Deposit Transaction Law) that govern payday lending.
Why can I only borrow $255 with payday loans in Los Angeles?
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In California, the face amount of the check presented by a borrower can’t exceed $300. This means the maximum $300 loan amount includes fees, which can’t be more than $45. Therefore, you only receive $255 in cash. For larger loan amounts, you might want to explore installment loans.
What can I use the money for?
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You can use your payday loan funds for any personal purpose. Most people take out short-term loans to cover urgent or unexpected expenses, such as utility bills, minor home or car repairs, groceries, etc.
Can I get the money the same day?
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If you apply at the Cash Day USAAdvance store, you could walk out with cash instantly, provided that you repay via a post-dated check. For direct deposits, borrowers approved before 10:30 am may also get the money in a bank account on the same day. Otherwise, the loan will be funded on the next banking day.
Can I get a Los Angeles payday loan online?
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Absolutely. You do not have to visit our physical store to request a payday loan. Los Angeles payday loans are available online through the Cash Day USA Advance website. The application process is safe, paperless, and takes about 5 minutes to complete.
Can I get a loan with bad credit?
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Yes, you can qualify for a payday loan in Los Angeles even if you have bad or no credit. We do not perform hard credit checks via the major credit bureaus. Instead, we look at your current income, employment, and payment history to evaluate your ability to repay the loan.
What are other ways to get emergency cash in California?
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Besides payday loans, you can consider installment loans, title loans, and credit union loans. Alternatively, cash advance apps, paycheck advances from your employer, or small loans from your family could help you get the money you need interest-free.

Get quick cash and cover your expenses today!

Apply now at our Montgomery store or online — it takes only minutes.

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